Travel Rewards
Earn Ultimate Rewards points on eligible travel purchases, with higher rates available in selected categories.
Chase Sapphire Preferred Card
Earn flexible points on travel, dining, and eligible everyday purchases with a travel-focused card.
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Key Features
Review the main characteristics before deciding whether this card fits your financial goals.
Dining and Everyday Categories
Eligible dining and selected everyday purchases can earn accelerated points under current terms.
Transfer Partners
Move eligible points to participating airline and hotel loyalty programs at the available transfer ratio.
Chase Travel Benefits
Access current hotel credits and booking benefits when the published requirements are met.
Travel Protections
The card includes selected trip and purchase protections described in the benefits guide.
No Foreign Transaction Fee
Chase does not add a foreign transaction fee to eligible purchases made outside the United States.
Why Consider Chase Sapphire Preferred?
Sapphire Preferred combines flexible points, travel transfer partners, and practical travel protections for a yearly fee.
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Flexible Ultimate Rewards Points
Points can be used through available Chase options or transferred to participating partners.
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Travel and Dining Earning
The card rewards categories commonly used by travelers and restaurant customers.
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Useful Travel Protections
Selected trip coverage can add value when the conditions in the benefit guide are satisfied.
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No Added Foreign Transaction Fee
International purchases are not charged a Chase foreign transaction fee.
Understanding How Chase Sapphire Preferred Works
Independent information about a mid-tier travel card built around Chase Ultimate Rewards points.
Chase Sapphire Preferred® is a travel rewards card that earns Ultimate Rewards points. Travel, dining, and selected everyday categories can earn points at elevated rates, while other eligible purchases earn the standard rate. Category definitions and earning rates should be confirmed in the current rewards agreement.
A major feature is redemption flexibility. Points may be used through Chase Travel, redeemed through other available Chase options, or transferred to participating airline and hotel programs. Transfer availability, ratios, and partner rules can change, and transferred points usually cannot be moved back to Chase.
The card charges an annual fee. Its value depends on whether the cardholder uses the rewards, travel credits, transfer partners, and protections often enough to outweigh that cost. Welcome offers can add short-term value but generally require a stated amount of spending within a limited period.
Travel protections may include coverage for eligible situations described in the card’s benefits guide. These benefits have definitions, exclusions, documentation requirements, and maximum limits, so they should not be treated as automatic coverage for every trip or purchase.
This content is educational and is not an approval guarantee or official offer. Annual fees, APRs, welcome offers, credits, point rates, transfer partners, and protections may change. Review the current Chase pricing, rewards terms, and benefit guides before choosing the card.
Explore Sapphire Preferred
Compare the annual fee, point redemptions, travel credits, and protections with your plans.
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